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HOME FINANCING CHECKLIST

Before you start your home search, it is important to determine how much home you can afford and that you secure loan pre-approval for that amount.

We recommend that you have the following information when you meet with your lender representative:

☐ Current paystubs and all W-2 statements for the past two years ☐ History of employment for the past two years
☐ Other income sources ☐ Complete information — names, addresses, numbers and balances — regarding the following:

• Checking accounts
• Savings accounts
• Credit unions
• Retirement accounts (IRA, 401k and Keogh) • Investment and stock accounts

• Monetary gifts

☐ Complete information — names, addresses, numbers and balances — regarding the following:

• Current mortgages • Auto loans
• Charge accounts
• Personal loans • Student loans
• Alimony and child support

☐ If you are self-employed or a commissioned employee, you may be required to provide the following as well:

• Copies of your past two years’ federal tax returns • Current balance sheet
• Recent profit & loss statement

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